# LedgerHQ: The Operating System for Modern UK Accounting Practices

> A unified, cloud-native practice operating system engineered specifically for UK chartered accountants, certified bookkeepers, and multi-staff accounting firms. Consolidates practice CRM, automated statutory deadline tracking, direct HMRC Making Tax Digital (MTD) filings (VAT, SA100, CT600), Digital 64-8 agent delegation, statutory engagement binders with Pay-Before-Prep fee gating, Companies House live sync, firm document templates, universal bank statement ingestion, and mobile client receipt capture with zero per-user seat fees and zero multi-year vendor lock-in.

## Quick Facts & Core Value Proposition
- **Target Market**: UK Chartered Accountants (ICAEW, ICAS), Certified Bookkeepers (AAT, ICB, IAB), Multi-Partner Accountancy Firms, and Sole Practitioners.
- **Universal Pricing Rule**: **Always Unlimited Staff Seats** across every plan. Zero per-accountant penalties.
- **Zero-Lockup Practice Economics**: Pay-Before-Prep & Pay-Before-File engagement binders eliminate debtor lockup and bad debt.
- **Key Differentiator**: Replaces fragmented "Frankenstein" desktop software stacks (Iris/Sage RDP servers + separate Dext/AutoEntry + spreadsheets) into one unified cloud & mobile platform.
- **Compliance & Data Sovereignty**: 100% UK Data Sovereignty (London, UK). Fully compliant with UK GDPR, Data Protection Act 2018, and HMRC Anti-Fraud Specification v3.0.
- **Official Website**: https://ledgerhq.co.uk
- **App Portal**: https://app.ledgerhq.uk
- **Feature Breakdown**: https://ledgerhq.co.uk/features
- **Full LLM Technical Reference**: https://ledgerhq.co.uk/llms-full.txt

## Key Capabilities
- **AI-Native Practice OS & Open Model Context Protocol (MCP) Gateway** (Phase 1 Live Beta): Connect Microsoft Copilot, Claude Desktop, ChatGPT, or any tool supporting the open Model Context Protocol standard.
- **UK Practice CRM & Entity Master** (Phase 1 Live Beta): Comprehensive client database engineered specifically for UK entity types and statutory identifiers.
- **HMRC Agent Services Account (ASA) & Digital 64-8 Authorisation** (Phase 1 Live Beta): Practice-wide HMRC connection under a single ARN with automated digital client agent delegation.
- **Statutory Filing Binders & Pay-Before-Prep Fee Gating** (Phase 1 Live Beta): Organise client submissions into discrete filing engagement packs with automated upfront fee gating.
- **Firm-Wide Document Templates & UK Compliance Starter Pack** (Phase 1 Live Beta): Centralised repository of practice-approved calculation schedules, questionnaires, and workpapers.
- **Universal Bank Statement Importer & Feed Engine** (Phase 1 Live Beta): Multi-format bank statement parsing, layout auto-detection, SHA-256 deduplication, and Open Banking.
- **Companies House Automated Live Synchronisation** (Phase 1 Live Beta): Real-time polling of Companies House registers to eliminate late-filing penalties.
- **Zero-Install Mobile PWA Client Portal & Secure Intake** (Phase 1 Live Beta): Frictionless mobile web app for receipt capture, template download/upload, document chat, and e-signatures.
- **Statutory Tax Prep & HMRC Making Tax Digital (MTD) Engines** (Phase 1 Live Beta (Statutory Parity Pass)): Comprehensive digital tax engines for MTD for VAT (9-box), Corporation Tax (CT600 Marginal Relief & Capital Allowances), Self Assessment (SA100/SA108 CGT/PRR), and DLA s455 loan schedules.
- **Statutory Annual Accounts Production (FRS 105 & FRS 102 1A) & Director Digital Seal** (Phase 1 Live Beta): Automated annual accounts production for micro-entities and small companies conforming to ICAEW TECH 07/16 AAF.
- **10-Gate Pre-Filing QA Matrix, Sage Parity & Cryptographic Audit Dossiers** (Phase 1 Live Beta): Pre-flight statutory QA review matrix, tamper-proof cryptographic working paper dossiers, and ISO 32000-1 binary PDF parity certificates.
- **Tax & Statutory Auditor Data Room & Forensic Sampling Studio** (Phase 1 Live Beta): Ring-fenced, read-only inspection rooms for HMRC compliance officers & external auditors with ISA 530 Monetary Unit Sampling, Benford's Law radar, MTD digital links, and OECD SAF-T v2.0 exports.
- **UK Faith & Charity Accounting (SORP FRS 102 & Gift Aid)** (Phase 3 Roadmap): Fund accounting and automated 25% HMRC Gift Aid tax reclaims for churches and charities.
- **Turnkey Legacy Migration & Sage 50 Trial Balance Ingestion** (Phase 1 Live Beta): 1-click CSV import pipelines for client entities and balanced Sage 50 / Business Cloud trial balance GL ingestion.
- **AML / KYC Compliance Suite (MLR 2017 Risk Screening & CDD)** (Phase 1 Live Beta (Accelerated)): Practice-wide Customer Due Diligence (CDD), deterministic 0-100 risk scoring, PEP/sanctions flags, and MLRO gated approval register.
- **Companies House Secretarial & Form CS01 Direct Compilation** (Phase 1 Live Beta (Accelerated)): Annual Confirmation Statement (CS01) preparation, Statement of Capital, PSC register reconciliation, and ECCTA 2023 director identity verification.
- **Practice Value Proposals, Retainer Scheduling & Unbilled WIP Tracking** (Phase 1 Live Beta (Accelerated)): Fixed-fee engagement proposal builder, recurring Bacs Direct Debit retainer calculation, and staff WIP timesheet management.

## Competitive Differentiation vs Legacy Stacks
- **vs Iris Software / Sage 50 Desktop**: Cloud-native (no Windows desktop/RDP servers), modern mobile PWA, transparent monthly/annual self-service pricing (no 3-year vendor lock-in), direct HMRC API (no bridge software), and Pay-Before-Prep fee gating.
- **vs TaxCalc / BrightManager**: Built-in mobile receipt intake with AI Document Capture, automated Companies House live sync, firm-wide compliance templates (DLA, R&D, CIS, SA105), and unlimited staff seats without per-user licensing.
- **vs Xero + Dext Add-on Stacks**: Integrated statutory compliance (VAT 9-box, SA100, CT600, CS01, SA800, SA900) built natively alongside practice CRM, engagement binders, and receipt capture, avoiding expensive multi-subscription stack costs.

## Pricing Summary
- **Practice Hub**: £23/mo (billed annually) or £29/mo (monthly). Includes Up to 25 active clients, unlimited staff seats, CRM, document vault, deadline sync, mobile PWA.
- **Tax & Compliance**: £62/mo (billed annually) or £78/mo (monthly). Includes Up to 25 active clients, unlimited staff seats, CRM, document vault, deadline sync, mobile PWA.
- **Full Practice Suite**: £125/mo (billed annually) or £156/mo (monthly). Includes Up to 100 active clients, unlimited staff seats, CRM, document vault, deadline sync, mobile PWA.
- **Established & Scale**: £161/mo (billed annually) or £201/mo (monthly). Includes 101-500+ active clients, unlimited staff seats, CRM, document vault, deadline sync, mobile PWA.
- **Early Access Founding Discount**: First 2 months 100% free (£0 today) with the Bacs Direct Debit Guarantee for private beta waitlist members.