⚡ Comprehensive Feature Guide & Delivery Phasing
Engineered Exclusively for
UK Accountants & Tax Advisers
From practice CRM and Companies House deadline tracking (Phase 1) to direct HMRC MTD filings (Phase 2), explore the complete LedgerHQ capability matrix.
AI Practice OS & MCPPhase 1 Live Beta
AI-Native Practice OS & Open Model Context Protocol (MCP) Gateway
Bring your own AI assistant. Connect Microsoft Copilot, Claude Desktop, ChatGPT, or any assistant supporting the open Model Context Protocol standard directly to live client ledgers with full human-in-the-loop governance.
Capabilities & Scope:
- ✓Open Protocol Freedom: Connect Microsoft Copilot, Claude, ChatGPT, or custom internal tools without paying £40/seat closed chatbot vendor fees.
- ✓Live Financial Context Ingestion: Sub-50ms access to client 360 profiles, statutory deadlines, bank feeds, and trial balances via standard MCP resources.
- ✓Governed 'Propose-Approve' Staging Radar: Agent write proposals (adjusting journals, draft VAT returns) are strictly quarantined in a staging queue until approved by an accountant.
- ✓Deterministic Arithmetic Invariants: Automated server-side validation guarantees debits equal credits before any entry can be staged.
- ✓Enterprise Cryptographic Security: One-way hashed machine tokens, least-privilege scoping, database tenant isolation, and 6-year statutory audit logging.
Practice ManagementPhase 1 Live Beta
UK Practice CRM & Entity Master
A centralised client entity database designed specifically for UK tax laws. Manage directors, partners, shareholders, and corporate structures with complete statutory metadata.
Capabilities & Scope:
- ✓Entity types: Sole Trader, Individual / Landlord, Private Limited Company (Ltd), Limited Liability Partnership (LLP), General Partnership.
- ✓Track critical UK tax identifiers: Unique Taxpayer Reference (UTR), National Insurance Number (NINO), GB VAT Registration Number, Companies House CRN, Employer PAYE Reference.
- ✓Live Companies House lookup: Instantly auto-fill company registration dates, registered office addresses, SIC codes, and active PSC lists from official registers.
- ✓Document Vault: Secure cloud storage for client engagement letters, ID verifications (AML/KYC), past tax returns, and bank statements.
Statutory CompliancePhase 1 Live Beta
Companies House Automated Synchronisation
Never miss a statutory filing deadline again. LedgerHQ continuously monitors Companies House records for all your limited company clients.
Capabilities & Scope:
- ✓Confirmation Statement (CS01) Tracker: Automated countdown to filing anniversary with pre-populated director and share capital verification.
- ✓Annual Accounts Deadline Monitoring: Tracks statutory accounting reference dates (ARD) and alerts your team 30, 14, and 7 days before late filing penalties apply.
- ✓Automated Officer Change Detection: Alerts you when new directors, resignations, or changes in Persons with Significant Control (PSC) are lodged at Companies House.
Personal & Partnership TaxPhase 1 Live Beta
Self Assessment (SA100), SA108 CGT/PRR & Agricultural Averaging
Comprehensive digital tax preparation for UK individuals, sole traders, property landlords, and farmers with statutory tax band computations and relief schedules.
Capabilities & Scope:
- ✓Full schedule coverage: Self-employment (SA103), UK Property (SA105), Capital Gains (SA108), Dividends & Foreign Income (SA106).
- ✓SA108 Capital Gains Tax & PRR Studio: TCGA 1992 s222-s224 Private Residence Relief (PRR) computation, statutory 9-month deemed occupation (s.223(2)), letting relief caps (s.224(4)), £3,000 Annual Exempt Amount, and 24% residential property CGT rate.
- ✓Agricultural Profit Averaging: ITTOIA 2005 Chapter 16 2-year and 5-year averaging elections with 30% statutory volatility threshold validation and printable calculation binder sheets.
- ✓Automated tax computation: Real-time calculation of Income Tax bands (Basic, Higher, Additional), Personal Allowance tapers, Class 2 & 4 NI, and Student Loans.
- ✓Client calculation summaries: Generate clear tax calculation summaries and tamper-proof working papers for client review before submission.
Company Tax & GL BridgePhase 1 Live Beta
Corporation Tax (CT600), Marginal Relief & DLA s455 Studio
Prepare UK Corporation Tax liability computations with Finance Act 2023 Marginal Relief formulas, capital allowance schedules, and Director's Loan Account Section 455 tax audit.
Capabilities & Scope:
- ✓Sage 50 Trial Balance GL Bridge: 1-click sync from Sage 50 CSV and General Ledger with automatic UK Chart of Accounts nominal code mapping and 0.00p variance.
- ✓Marginal Relief Calculator: Finance Act 2023 marginal rate calculation band (£50k to £250k) with Box 435 / Box 440 accounting-to-taxable profit reconciliation.
- ✓Director's Loan Account (DLA) Studio: CTA 2010 s455 33.75% tax penalty computation, statutory 9-month repayment window tracking (2027-01-01), P11D benefit-in-kind (3.75%), and automated CT600A supplementary loan schedules.
- ✓Capital Allowance & Loss Relief Studio: 100% Full Expensing (FA 2023 s.7), 18% Main Pool WDA, 6% Special Rate Pool, and CTA 2010 s.37 trading loss carry-forward.
Accounts ProductionPhase 1 Live Beta
Statutory Annual Accounts Production (FRS 105 & FRS 102 1A) & Director Digital Seal
Compile publication-ready annual accounts packs under FRS 105 Micro-Entities and FRS 102 Section 1A Small Companies with automated Companies Act 2006 size testing and Section 414 Director Digital Seal.
Capabilities & Scope:
- ✓Dual Regime Architecture: 1-click toggle between FRS 105 Micro-Entity and FRS 102 Section 1A Small Company accounting regimes.
- ✓Automated Statutory Size Testing: Verifies Companies Act 2006 s.384A and s.382 size thresholds across turnover, balance sheet assets, and employee counts.
- ✓ICAEW TECH 07/16 AAF Compilation Report: Produces compliant Chartered Accountants Compilation Reports ready for client presentation.
- ✓Section 477 Audit Exemption & Section 414 Director Digital Seal: Pre-populates statutory exemption declarations and captures legally binding client board approval signatures prior to lodgement.
- ✓Direct Companies House XML Submission: Validated XML submission pipeline with instant statutory submission receipts (e.g. CH-2026-881920).
Bank Ingestion & FeedsPhase 1 Live Beta
Universal Bank Feeds & Smart Statement Importer
100% UK bank coverage with zero third-party broker subscription fees. Auto-detect statement layouts and sync live Open Banking streams directly into your practice ledger.
Capabilities & Scope:
- ✓Auto-detect UK bank layouts: Instant recognition of statement signatures for Barclays, HSBC, NatWest, Lloyds, Santander, Monzo, Starling, and Revolut.
- ✓Multi-format support: Drag-and-drop ingestion for CSV, QBO, and OFX files with interactive column mapper fallback.
- ✓Composite hash deduplication: Prevents double-counting with deterministic SHA-256 transaction hashing.
- ✓Deterministic auto-categorisation: Rule-based engine maps narratives to UK Chart of Accounts and calculates 20%, 5%, 0%, or Exempt VAT.
- ✓Live Open Banking connector: Multi-institution connection with 90-day consent lifecycle tracking and direct challenger API tokens.
Autonomous Document CapturePhase 1 Live Beta
Autonomous AI Document Capture & Verification (Zero Legacy OCR Queues)
Replace clunky, slow legacy OCR tools. LedgerHQ's native AI Vision Engine analyses receipts and complex multi-page PDF invoices in 1-2 seconds with 98%+ AI Confidence and zero 15-minute queue delays.
Capabilities & Scope:
- ✓Instant Multimodal Vision: Captures digital PDFs, mobile camera phone photos, crumpled thermal receipts, and scanned sheets with sub-2s turnaround.
- ✓Itemised Line-Item Breakdown: Extracts line item descriptions, unit prices, quantities, and itemised VAT rates without charging extra line-item fees.
- ✓Deterministic Arithmetic Invariants: Enforces strict mathematical reconciliation so Net + VAT always equals Gross before filing.
- ✓Side-by-Side Practitioner Audit Workspace: Review and inspect the raw source document (PDF/PNG/XLS/CSV) side-by-side with the AI-extracted fields.
- ✓Direct 1-Click Raw Document Download: Never lose original proof: download or archive original invoice binaries directly from UK Sovereign Storage.
- ✓Zero Data Retention & UK Sovereignty: Client receipts are processed exclusively in UK sovereign infrastructure (London) and are never used to train third-party models.
HMRC IntegrationPhase 1 Live Beta
HMRC Agent Services Account (ASA) & Digital 64-8
Practice-wide HMRC connection covering all client returns under single Agent Reference Number (ARN) credentials with automated digital client delegation.
Capabilities & Scope:
- ✓Practice-wide ASA link: Connect your practice Agent Services Account once via standard Government Gateway OAuth 2.0.
- ✓Digital 64-8 agent client invitations: Generate one-click authorisation links for MTD for VAT and Income Tax Self Assessment (ITSA).
- ✓Real-time delegation tracking: Monitor client authorisation status directly from your UK Client CRM dashboard.
- ✓HMRC Anti-Fraud Telemetry: Fully compliant with HMRC Fraud Prevention Specification v3.0 (WEB_APP_VIA_SERVER architecture).
Practice LibraryPhase 1 Live Beta
Firm-Wide Document Templates & Compliance Starter Pack
Maintain a centralised library of practice-approved calculation sheets, questionnaires, and schedules that accountants can attach to any filing engagement pack.
Capabilities & Scope:
- ✓UK Compliance Starter Pack: 1-click seeding of standard schedules for Director's Loan Account (DLA), R&D Tax Relief, Dividends, Rental Income (SA105), Capital Allowances, and Subcontractor CIS.
- ✓Multi-format Binary Storage: Upload custom Excel (.xlsx, .xls), CSV, Word (.docx), and PDF templates with practice-level multi-tenant isolation.
- ✓Reusable Scoping: Templates are shared firm-wide across all staff, while client submissions are saved strictly under client vaults.
- ✓Instant Starter Downloads: Automatically generated structured CSV templates as fallback when storage files are unavailable.
Engagement Intake & Dual-Rail BillingPhase 1 Live Beta
Statutory Filing Binders & Dual-Rail Retainer Gating (Bacs & Card)
Organise client submissions into discrete statutory engagement binders (CT600, SA100, VAT, Accounts) with upfront fee gating via Bacs Direct Debit or Card before document unlock.
Capabilities & Scope:
- ✓Preset Filing Engagement Binders: Pre-configured document requirements for Corporation Tax, Self Assessment, VAT, and Statutory Accounts.
- ✓Dual-Rail Retainer Gating: Enforce Pay-Before-Prep & Pay-Before-File fee gating with Bacs Direct Debit via GoCardless (1.2% fee) and Stripe Card (2.4% + 20p).
- ✓Automated Platform Remittance: Instant calculation of processing fees and net practice payout with T+1 settlement.
- ✓Catalogue Attachment: 1-click addition of reusable firm templates into active engagement binders with live progress tracking.
Client CollaborationPhase 1 Live Beta
Mobile PWA Client Portal, Discussions & Secure Intake
Provide your practice clients with an effortless mobile interface to download practice templates, upload completed files, and chat with accountants.
Capabilities & Scope:
- ✓Progressive Web App (PWA): Instantly accessible via browser link, addable to iPhone and Android home screens.
- ✓One-Click Template Downloads: Clients download firm-approved schedules directly from their checklist, fill them in, and upload completed files.
- ✓In-Portal Document Chat: Real-time discussion threads on specific checklist items and uploaded records between client and accountant.
- ✓Review & Revision Workflow: Mark items as 'Ready for Review', 'Accepted', or request revisions with specific accountant guidance notes.
- ✓Secure e-Signatures: Fast client sign-off for tax return drafts with timestamped audit trail.
Audit Readiness & QAPhase 1 Live Beta
10-Gate Pre-Filing QA Matrix, Sage Parity & Cryptographic Audit Dossiers
Eliminate enquiry risk and prove complete statutory compliance with pre-filing gatekeeping, benchmark parity, and cryptographic audit working papers.
Capabilities & Scope:
- ✓10-Gate Pre-Filing QA Matrix: Diagnostic review checking profit reconciliations, balance sheet parity, disallowables, VAT, and Section 414 director signatures.
- ✓Dual-Ledger Side-by-Side Sage Parity Radar: Reconciles 9 statutory milestones against Sage 50 benchmarks with 0.00p variance proof.
- ✓ISO 32000-1 Binary PDF Parity Certificate: Generates valid ISO 32000-1 binary PDF certificates with SHA-256 integrity hashes for practice compliance files.
- ✓Cryptographic Audit Dossier: Produces tamper-proof PDF audit dossiers persisted to Document Vault with 7-year statutory retention.
HMRC Enquiry & External Audit RoomPhase 1 Live Beta
Tax & Statutory Auditor Data Room, Forensic Sampling Studio & Benford Radar
Dedicated, ring-fenced inspection data rooms for HMRC compliance checks (FA 2008 Sch 36) and statutory audits. Prevent over-disclosure, prove MTD digital links, run ISA 530 Monetary Unit Sampling, and export OECD SAF-T v2.0 XML.
Kensington Craft Ales Ltd • HMRC VAT Enquiry
14-Day Scoped TokenMUS Interval
£5,000.00
84.2% Coverage
Benford Radar
χ² = 4.12
Normal (p > 0.05)
Digital Links
Notice 700/22
SHA-256 Verified
✓ RLS Locked to [2025-01-01 to 2025-12-31]Exports: OECD SAF-T v2.0 • ISO 32000-1 PDF
Capabilities & Scope:
- ✓HMRC Schedule 36 Ring-Fencing: Strict database-level RLS restricting inspector access to authorised tax heads and accounting periods, preventing costly HMRC fishing expeditions.
- ✓MTD VAT Notice 700/22 Digital Link Provenance: Instant 1-click drill-down linking VAT boxes directly to nominal ledgers, journal entries, and cryptographic SHA-256 voucher scans.
- ✓ISA (UK) 530 Monetary Unit Sampling (MUS): In-engine interval calculator and stratified random sampling with customisable tolerable misstatement and reliability factors.
- ✓Benford's Law Leading-Digit Radar: Real-time Chi-Square (χ²) goodness-of-fit anomaly detection across first and second digits, with round-sum and weekend posting flags.
- ✓Provided By Client (PBC) Query Desk: Formal structured inquiry exchange between auditor and practice with document vault attachments and resolution tracking.
- ✓Statutory Compliance Exports: 1-click downloads of OECD SAF-T v2.0 XML, flat CSV transaction ledgers, and watermarked ISO 32000-1 binary PDF working paper packs.
Compliance & AMLPhase 1 Live Beta (Accelerated)
AML / KYC Compliance Suite (MLR 2017 Risk Screening & CDD)
Complete Anti-Money Laundering & Know Your Customer verification framework under The Money Laundering Regulations 2017 (MLR 2017) and ECCTA 2023. Eliminates fragmented spreadsheets and costly third-party AML subscriptions.
Capabilities & Scope:
- ✓Statutory Risk Scoring Matrix: Multi-factor risk engine evaluating geographic footprint, entity structure, transaction complexity, and PEP exposure.
- ✓Customer Due Diligence (CDD) Workflows: Tiered compliance paths for Standard Due Diligence (SDD) vs Enhanced Due Diligence (EDD) for high-risk jurisdictions.
- ✓PEP & Sanctions Assessment: Record sanction checks and Politically Exposed Persons declarations with supervisory audit trails.
- ✓Document Vault Verification: Upload, verify, and store government photo ID, proof of address, and corporate ownership charts with cryptographic timestamps.
- ✓Automated Periodic Review Countdown: Automated 12-month re-screening reminders and annual compliance audit pack generation.
Corporate Governance & CoSecPhase 1 Live Beta (Accelerated)
Companies House Secretarial & Form CS01 Direct Compilation
Integrated company secretarial suite. Manage statutory company registers, Persons with Significant Control (PSC), and compile Confirmation Statements (Form CS01) with direct registry XML synchronisation.
Capabilities & Scope:
- ✓Statutory Register Maintenance: Maintain registers of directors, secretaries, residential addresses, and PSCs under Companies Act 2006.
- ✓Form CS01 Direct Compilation: Pre-populates share capital, SIC codes, shareholder lists, and trading status directly from company CRM records.
- ✓PSC Verification Workflow: Compliant with Economic Crime and Corporate Transparency Act 2023 (ECCTA) identity verification standards.
- ✓Companies House Schema Validation: Real-time XML schema validation prevents common rejection errors before submission.
- ✓Board Minutes & Resolutions: Auto-generate standard board minutes, AGM notices, and dividend vouchers linked to filing records.
Practice Billing & EconomicsPhase 1 Live Beta (Accelerated)
Practice Value Proposals, Retainer Scheduling & Unbilled WIP Tracking
End-to-end commercial practice operations. Send digital engagement proposals with dual-rail billing (Bacs Direct Debit & Stripe), schedule recurring monthly retainers, and monitor unbilled staff WIP in real-time.
Capabilities & Scope:
- ✓Digital Fee Proposals: Build modular, value-priced engagement proposals with instant client digital sign-off.
- ✓Automated Retainer Schedules: Recurring monthly billing profiles automatically initiating Bacs Direct Debit collections via GoCardless.
- ✓Unbilled WIP Ledger: Real-time tracking of staff time, disbursement costs, and unbilled work-in-progress across all client engagements.
- ✓Profitability & Realisation Analytics: Monitor effective hourly rates, write-offs, and fee realisation percentages per client and service line.
- ✓Statutory Engagement Letters: Pre-configured ICAEW and ACCA compliant letters of engagement automatically updated with agreed scopes.
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